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Crimson Obsession
homo sum; humani nihil mihi alienum est
I think I went insane! 
22nd-Sep-2005 03:40 pm
[Phoenix] X-Files Edgeworth.
Okay, so I come back from a nice week in Memphis, and decide randomly that I need a new computer. Well, my laptop's keyboard's all messed up and taking it back to Best Buy TWICE hasn't yielded any results (except a new battery, free of charge, they really do have an AWESOME service plan). And Bridgie and I were talking about me getting Guild Wars yesterday, though it's a little choppy on this computer. On a whim I decided to go to Dell.com to see what kind of pricing I could be looking at for a new computer in the near future. And yeah, so I found one whose base price on a payment plan would be $25 a month. $25 A MONTH. Sure I'll probably be paying interest up the wazoo, but fo payments I can easily afford it seems a fair trade. At some point Bridgie speculated that we could probably fit another CPU beside hers if we moved things over a bit and cleaned stuff up...and before I knew it we had planned out the entire room. Tomorrow we're going to IKEA and buying two matching computer desks. We're getting rid of the stand we have our TV on, and putting the TV on top of the dresser (which will be moved back to where the TV stand was). We're giving away the froggies, which makes me sad but we don't take care of them like we take care of Nani and they'd probably be happier with someone else. Summers, sadly, passed away last week, too. Poor little bugger was always hiding and we never even saw him eat XP. We always wondered when we'd look in and find him dead, but he was always still alive, against all laws of nature. I'll miss the little guy.

Hm, anyway, where the dresser is now there's an outlet, making it the perfect for my new desk. Bridgie's desk will go where it is now, but cattycorner, and the desks are much smaller than the one she has now. We're gonna be packing up a ton of figures and stuff that we have littering the shelves in here, plaster the holes in the wall, paint, and hang up the giant IKEA shelves we have again. All hopefully before the computer gets here, between the 30th and the 4th XD. I SO 'CITED!!!

The specs on my new comp, which Bridgie and Bryan assured me are all the things I needed that I could afford:

DIM 5100,P4,630 (3.0 GHZ),HT,2MB
1GB DDR2 SDRAM AT 400MHZ - 4X256MB,DIM
19" Flat Screen Monitor (Free upgrade from 17" :D)
256MB ATI HYPER MEM PCI-E X16 X600SE,DIM
16X DVD-ROM AND 16X DVD+/-RW,DIM,M
INTEGRATED,INTEL PRO 100M PCI NIC CARD
160GB SERIAL ATA,7200 RPM,DIM,M

Not really sure what most of those are, but they're apparently good XD. When they put it to you as $1 a month, it's hard to resist going for some of the good stuff. So I'm paying $1,229 at who knows how many payments of $41 a month. Not too bad for a nice computer! And I just happened to get Friday off (W00T!!!) so we're gonna spend all day tomorrow cleaning and fixing up the room! I'm so excited and I dun wanna go to work tonight!!!
Comments 
23rd-Sep-2005 12:11 am (UTC)
I personally recommend making $50 payments every month. It's only $9 more.. and it'll pay off the comp a good deal faster!

PS: The man with the cheerful trousers says hello!
23rd-Sep-2005 08:23 am (UTC)
Cheerful trousers? XD

I was gonna pay as much extra as I could afford, but Bridgie and Mouse have scared me over trying to pay more and still ending up paying the next month. What happens if I pay the whole thing off? Will I still have to pay interest or something for the rest of the months I was supposed to be paying? [worries]
23rd-Sep-2005 07:09 pm (UTC)
Paying loan faster would actually reduce the amount of interest.. And when you're done paying it off, you're done. They wouldn't fill the extra space with more money-fees. No worries!

And cheerful trousers = happy pants
I didn't wanna just come out and say 'Trueheart sez hi!'
24th-Sep-2005 05:35 am (UTC)
Maybe I will, then ^_^. Would be way better to have it paid off as early as possible.

We got desks today! YAY!! And my computer got shipped yesterday O_O. So fast!

WHOO, Trueheart!! I miss talking to him, he's so fun! Maybe I should say hello sometime...
23rd-Sep-2005 02:58 am (UTC)
Be warned. Dell has crappy customer service and if you get a machine with busted parts (as happens quite often from what I can tell), they will expect you to ship it back (at your own cost) to get it fixed, which may or may not happen, to which your "warranty" may or may not apply, then pay again to get it shipped back to you once more. Getting tech support or any kind of customer support always ends up with you routed to India, where the person reads you canned scripts and doesn't speak a lick of English.

If, for some reason, you're double charged on a payment, they will apply the second payment and still force you to pay again the next month. Don't try to argue with customer service about this. There's "nothing" they can do. Be wary of setting up automatic withdrawals for your payments because they will randomly withdraw more than once a month just for the hell of it, apply it to your principal, and refuse to refund it.

Odds are, by the time you finish paying off your computer, it will not only be outdated, but also most likely inoperable because the parts Dell uses to build their computers have a record of being spotty as hell. See above for tying to get things fixed.

I don't tell you this to dampen your enthusiasm. I'm just warning you to be very, very careful. In my time at relay, I have dealt with more angry calls to Dell than I can possibly count.
23rd-Sep-2005 08:22 am (UTC)
You scared me Mouse ;_;. I hope it's not quite as bad as all that, seeing as I'm kinda stuck from here on in. I've been told they have really good customer service though! And everybody in the house, aside from Bridgie's mom, has a Dell. Bridgie's Dell is teh awesome! And Valorie's would be too, if she didn't kill it with Spyware XD. I really hope it's not as bad on the financing side as you say. Maybe I'll just make the exact payment, right on time every month, and not go over or under at all O_o?
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